:root{--primary:#1a3a5c;--primary-light:#edf4ff;--primary-bdr:#bad2f0;--accent:#e8401c;--accent-light:#fff0ed;--accent-bdr:#f5c4b3;--green:#1a7a4a;--green-light:#f0fff4;--green-bdr:#a8e6bf;--amber:#c87000;--amber-light:#fff8e1;--amber-bdr:#f0c050;--bg:#f5f7fa;--white:#ffffff;--bdr:#dde3ec;--bdr-dark:#b0bcd0;--txt:#1e2535;--muted:#5a6478;--light-bg:#f5f7fa;--border:#dde3ec;--text:#1e2535;--font-serif:Georgia,'Times New Roman',serif;--font-sans:-apple-system,'Segoe UI',sans-serif}*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}body{font-family:var(--font-serif);background:var(--bg);color:var(--txt);font-size:17px;line-height:1.75}a{color:var(--primary);text-decoration:none}a:hover{color:var(--accent)}.site-header{background:var(--primary);padding:14px 0}.site-header .inner{max-width:860px;margin:0 auto;padding:0 20px;display:flex;align-items:center;gap:12px}.site-header .logo{color:#fff;font-size:22px;font-weight:bold;text-decoration:none;letter-spacing:-0.5px}.site-header .logo span{color:#f0a830}.site-nav{background:var(--primary);border-radius:10px 10px 0 0;padding:14px 24px;display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:12px}.site-nav .logo{font-size:21px;font-weight:bold;color:#fff;letter-spacing:-0.3px;text-decoration:none}.site-nav .logo span{color:#f0a830}.nav-links{display:flex;gap:18px;flex-wrap:wrap}.nav-links a{font-size:14px;color:#b8ccde;font-family:var(--font-serif);transition:color 0.15s}.nav-links a:hover{color:#fff}article{max-width:860px;margin:0 auto;padding:40px 20px 60px}.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:28px}.breadcrumb a{color:var(--primary);text-decoration:none}.breadcrumb a:hover{text-decoration:underline}.meta-bar{display:flex;gap:20px;flex-wrap:wrap;font-size:13px;color:var(--muted);margin-bottom:20px;align-items:center}.meta-bar .tag{color:#fff;padding:2px 10px;border-radius:3px;font-size:12px;text-transform:uppercase;letter-spacing:0.5px}.meta-bar .tag{background:var(--primary)}.meta-bar .tag.tag--green{background:var(--green)}.meta-bar .tag.tag--amber{background:var(--amber)}.meta-bar .tag.tag--accent{background:var(--accent)}h1{font-size:2rem;line-height:1.25;color:var(--primary);margin-bottom:18px;font-family:var(--font-serif)}h2{font-size:1.45rem;color:var(--primary);margin:40px 0 14px;padding-bottom:8px;border-bottom:2px solid var(--border)}h3{font-size:1.15rem;color:var(--primary);margin:28px 0 10px}p{margin-bottom:16px}ul,ol{padding-left:22px;margin-bottom:16px}li{margin-bottom:7px}.lead{font-size:1.1rem;color:#3a4560;border-left:4px solid var(--accent);padding-left:18px;margin-bottom:36px;line-height:1.7}.toc{background:var(--light-bg);border:1px solid var(--border);border-radius:6px;padding:22px 28px;margin-bottom:40px}.toc h2{font-size:13px;margin-bottom:12px;color:var(--primary);text-transform:uppercase;letter-spacing:0.5px;border-bottom:none;padding-bottom:0;margin-top:0}.toc ol{padding-left:20px}.toc li{margin-bottom:6px}.toc a{color:var(--primary);text-decoration:none;font-size:15px}.toc a:hover{text-decoration:underline;color:var(--accent)}table{width:100%;border-collapse:collapse;margin:24px 0 28px;font-size:15px}th{background:var(--primary);color:#fff;padding:11px 14px;text-align:left;font-weight:600}td{padding:10px 14px;border-bottom:1px solid var(--border);vertical-align:top}tr:nth-child(even)td{background:var(--light-bg)}.highlight-row td{background:#fff8e1 !important;font-weight:bold}.alert-box{background:var(--amber-light);border-left:4px solid var(--amber-bdr);padding:16px 20px;margin:24px 0;border-radius:4px}.alert-box strong{color:#7a5800}.info-box{background:var(--primary-light);border-left:4px solid var(--primary);padding:16px 20px;margin:24px 0;border-radius:4px}.success-box{background:var(--green-light);border-left:4px solid var(--green);padding:16px 20px;margin:24px 0;border-radius:4px}.badge-auto{background:#d4edda;color:#155724;padding:2px 8px;border-radius:12px;font-size:12px;font-weight:bold;white-space:nowrap}.badge-wniosek{background:#fff3cd;color:#856404;padding:2px 8px;border-radius:12px;font-size:12px;font-weight:bold;white-space:nowrap}.badge-red{display:inline-block;background:var(--accent-light);color:#993c1d;font-size:11px;padding:1px 8px;border-radius:99px;border:1px solid var(--accent-bdr);margin-left:6px;white-space:nowrap}.badge-green{display:inline-block;background:var(--green-light);color:#1a5c36;font-size:11px;padding:1px 8px;border-radius:99px;border:1px solid var(--green-bdr);margin-left:6px;white-space:nowrap}.faq-section{margin-top:44px}.faq-item{border:1px solid var(--border);border-radius:6px;margin-bottom:12px;overflow:hidden}.faq-question{background:var(--light-bg);padding:14px 18px;font-weight:bold;color:var(--primary);cursor:pointer;display:flex;justify-content:space-between;align-items:center}.faq-answer{padding:14px 18px;font-size:15px;border-top:1px solid var(--border)}.steps{counter-reset:steps;list-style:none;padding:0;margin:20px 0}.steps li{counter-increment:steps;padding:16px 16px 16px 64px;position:relative;border:1px solid var(--border);border-radius:8px;margin-bottom:12px;background:var(--white)}.steps li::before{content:counter(steps);position:absolute;left:16px;top:18px;background:var(--primary);color:#fff;width:32px;height:32px;border-radius:50%;display:flex;align-items:center;justify-content:center;font-weight:bold;font-size:15px;line-height:32px;text-align:center}.steps li strong{display:block;margin-bottom:4px}.doc-list{list-style:none;padding:0}.doc-list li{padding:10px 12px 10px 40px;position:relative;border:1px solid var(--border);border-radius:6px;margin-bottom:8px;background:var(--light-bg)}.doc-list li::before{content:'📄';position:absolute;left:10px;top:10px}.check-list{list-style:none;padding:0}.check-list li{padding:8px 0 8px 32px;position:relative;border-bottom:1px solid var(--border)}.check-list li::before{content:'✅';position:absolute;left:0}.cross-list{list-style:none;padding:0}.cross-list li{padding:8px 0 8px 32px;position:relative;border-bottom:1px solid var(--border)}.cross-list li::before{content:'❌';position:absolute;left:0}.scenario-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:24px 0}.scenario-card{border:1px solid var(--border);border-radius:8px;padding:20px}.scenario-card h4{color:var(--primary);margin-bottom:10px;font-size:1rem}.scenario-card.yes{border-color:#27ae60;background:var(--green-light)}.scenario-card.no{border-color:var(--accent);background:#fff5f3}.scenario-card .verdict{font-weight:bold;margin-top:10px}.scenario-card.yes .verdict{color:#27ae60}.scenario-card.no .verdict{color:var(--accent)}.eligibility-grid{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:24px 0}.eligibility-card{border-radius:10px;padding:22px}.eligibility-card.green{background:var(--green-light);border:2px solid var(--green-bdr)}.eligibility-card.red{background:#fff5f3;border:2px solid #ffbcb3}.eligibility-card h4{margin-bottom:10px}.eligibility-card.green h4{color:var(--green)}.eligibility-card.red h4{color:var(--accent)}.eligibility-card ul{margin:0}.price-cards{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin:28px 0 36px}.price-card{border:2px solid var(--border);border-radius:10px;padding:24px;text-align:center}.price-card.featured{border-color:var(--primary);background:var(--primary-light)}.price-card .icon{font-size:2.5rem;margin-bottom:8px}.price-card .type{font-size:14px;color:var(--muted);text-transform:uppercase;letter-spacing:0.5px;margin-bottom:10px}.price-card .amount{font-size:2.4rem;font-weight:bold;color:var(--primary);line-height:1}.price-card .period{font-size:13px;color:var(--muted);margin-top:4px}.price-card .yearly{margin-top:12px;font-size:14px;color:var(--text)}.decision-box{border:2px solid var(--border);border-radius:10px;padding:28px;margin:30px 0}.decision-box h3{margin-top:0;margin-bottom:18px;color:var(--primary);font-size:1.1rem;border-bottom:none}.decision-row{display:flex;align-items:flex-start;gap:16px;padding:12px 0;border-bottom:1px solid var(--border)}.decision-row:last-child{border-bottom:none}.decision-row .q{flex:1;font-weight:bold}.decision-row .a{flex:1.2}.yes-tag{color:var(--green);font-weight:bold}.no-tag{color:var(--accent);font-weight:bold}.cta-box{background:var(--primary);color:#fff;padding:30px 32px;border-radius:8px;margin:44px 0 0;text-align:center}.cta-box h3{color:#fff;font-size:1.2rem;margin-bottom:10px}.cta-box p{color:#bdc9dc;margin-bottom:18px;font-size:15px}.cta-btn{background:var(--accent);color:#fff;padding:12px 28px;border-radius:5px;text-decoration:none;font-weight:bold;display:inline-block;transition:background 0.15s}.cta-btn:hover{background:#c93516;color:#fff}.summary-box{background:var(--primary-light);border:1px solid var(--primary-bdr);border-radius:6px;padding:20px 24px;margin:36px 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1fr;gap:12px;margin-bottom:12px}.card-priority{background:var(--white);border:1px solid var(--primary);border-left:4px solid var(--primary);border-radius:6px;padding:17px 18px;cursor:pointer;transition:border-color 0.15s,border-left-color 0.15s;text-decoration:none;display:block}.card-priority:hover{border-color:var(--accent);border-left-color:var(--accent)}.card-tag{font-size:11px;color:var(--primary);text-transform:uppercase;letter-spacing:0.5px;margin-bottom:8px;font-weight:500}.card-priority h2{font-size:15px;font-weight:500;line-height:1.35;color:var(--primary);margin-bottom:7px;border-bottom:none;padding-bottom:0}.card-priority p{font-size:13px;color:var(--muted);line-height:1.5;margin-bottom:10px}.card-meta{font-size:12px;color:var(--muted);display:flex;align-items:center;gap:5px}.card-meta svg{width:13px;height:13px;flex-shrink:0}.card-priority-wide{background:var(--white);border:1px solid var(--primary);border-left:4px solid var(--primary);border-radius:6px;padding:14px 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var(--bdr);border-radius:6px;padding:14px 16px;cursor:pointer;transition:border-color 0.15s;text-decoration:none;display:block}.card-secondary:hover{border-color:var(--bdr-dark)}.card-secondary .card-tag{color:var(--muted)}.card-secondary h2{font-size:14px;font-weight:500;line-height:1.4;color:var(--txt);margin-bottom:5px;border-bottom:none;padding-bottom:0}.card-secondary p{font-size:12px;color:var(--muted);line-height:1.45;margin-bottom:0}.compact-list{display:flex;flex-direction:column;gap:6px;margin-bottom:8px}.card-compact{background:var(--white);border:1px solid var(--bdr);border-radius:6px;padding:10px 14px;cursor:pointer;display:flex;align-items:center;gap:12px;text-decoration:none;transition:border-color 0.15s}.card-compact:hover{border-color:var(--bdr-dark)}.compact-icon{width:30px;height:30px;background:var(--bg);border:1px solid var(--bdr);border-radius:6px;display:flex;align-items:center;justify-content:center;flex-shrink:0}.compact-icon 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.faq-q{border-bottom:1px solid var(--bdr)}.faq-q svg{width:16px;height:16px;flex-shrink:0;color:var(--muted);transition:transform 0.2s}details[open] .faq-q svg{transform:rotate(180deg)}.faq-a{padding:13px 16px;font-size:15px;color:var(--txt);line-height:1.7;background:var(--white)}.faq-a a{color:var(--primary);text-decoration:underline;text-underline-offset:2px}.seo-summary{background:var(--bg);border:1px solid var(--bdr);border-radius:6px;padding:22px 24px;margin:0 32px 28px}.seo-summary h2{font-size:16px;font-weight:500;color:var(--primary);margin-bottom:14px;padding-bottom:10px;border-bottom:1px solid var(--bdr)}.seo-summary ul{padding-left:20px;margin:0}.seo-summary ul li{font-size:15px;color:var(--txt);line-height:1.65;margin-bottom:7px}.seo-summary ul li:last-child{margin-bottom:0}.seo-summary ul li a{color:var(--primary);text-decoration:underline;text-underline-offset:2px}.trust-row{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:28px}.trust-item{background:var(--bg);border:1px solid var(--bdr);border-radius:6px;padding:14px;text-align:center}.trust-item svg{width:20px;height:20px;color:var(--primary);margin-bottom:7px}.trust-val{font-size:15px;font-weight:500;color:var(--primary)}.trust-lbl{font-size:12px;color:var(--muted);margin-top:3px}.cta{background:var(--primary);border-radius:6px;padding:26px 30px;text-align:center}.cta h2{font-size:19px;font-weight:500;color:#fff;margin-bottom:8px;border-bottom:none;padding-bottom:0}.cta p{font-size:14px;color:#90aac8;margin-bottom:18px;line-height:1.6}.cta-btns{display:flex;gap:10px;justify-content:center;flex-wrap:wrap}.btn-primary{background:var(--accent);color:#fff;border:none;border-radius:5px;padding:11px 24px;font-size:14px;font-weight:500;cursor:pointer;font-family:var(--font-serif);text-decoration:none;display:inline-block;transition:background 0.15s}.btn-primary:hover{background:#c93516;color:#fff}.btn-ghost{background:rgba(255,255,255,0.1);color:#d0e4f5;border:1px solid rgba(255,255,255,0.2);border-radius:5px;padding:11px 24px;font-size:14px;cursor:pointer;font-family:var(--font-serif);text-decoration:none;display:inline-block;transition:background 0.15s}.btn-ghost:hover{background:rgba(255,255,255,0.18);color:#fff}.site-footer{text-align:center;font-size:12px;color:var(--muted);padding:20px 32px 0;border-top:1px solid var(--bdr);margin-top:28px}.site-footer a{color:var(--muted);text-decoration:underline}@media(max-width:640px){.hero-inner{flex-direction:column}.hero-stats{width:100%}.feat-grid,.sec-grid,.silos,.trust-row,.scenario-grid,.eligibility-grid,.price-cards{grid-template-columns:1fr}.hero,.seo-intro{padding:24px 20px 20px}.content{padding:22px 20px 0}.faq-section{padding:0 20px}.seo-summary{margin:0 20px 28px}h1{font-size:1.5rem}.decision-row{flex-direction:column;gap:4px}}